Policies

Privacy policy

What we collect, why we collect it, and what we will never do with it.

Last updated November 2026

Information we collect

  • Contact details you give us — name, email address, phone number, state.
  • Credit report details and documents you send or upload so we can review your file.
  • Notes and correspondence from your consultations and dispute rounds.
  • Basic technical information about your visit, such as pages viewed and device type.

How we use it

  • To review your credit reports and prepare disputes on your behalf.
  • To communicate with you about your file, your plan and your progress.
  • To meet recordkeeping and legal obligations that apply to credit repair services.

Who we share it with

We share only what is needed to do the work you hired us for — for example, information included in a dispute filed with a credit bureau or a creditor. We may use service providers that host our systems or handle communications, under confidentiality obligations.

We do not sell your personal information, and we do not share it for advertising.

Security and retention

Your documents are kept in access-controlled systems. We keep records for as long as your file is active and afterwards for as long as the law requires, then delete them.

Cookies

This site uses cookies and similar technology to keep it working and to understand which pages are useful. You can block cookies in your browser settings, though some parts of the site may stop working.

Your choices

You can ask to review, correct or delete the personal information we hold about you by emailing info@disputehammer.com or calling (469) 409-4446.

Children

Our services are for adults. We do not knowingly collect information from anyone under 18.

Ready when you are

Let’s look at your reports.

One short form, an honest read on your situation, and a written plan you can actually follow.