About us
A family business. Not a call center.
Dispute Hammer is built on the principles of honesty and integrity. We’ve spent more than a decade helping people in all 50 states get inaccurate information off their reports — and keep it off.
Our mission
Take control of your financial life.
Our mission is simple: help people understand what’s actually in their file and give them the tools to change it. Most clients come to us confused and a little embarrassed. They leave knowing exactly where they stand.
What we do
We focus on legally removing inaccurate information from credit reports and improving FICO scores for our clients — collections, charge-offs, late payments, repossessions, medical bills and reporting errors that shouldn’t be there.
Why we do it
Early on we realized credit repair alone wasn’t enough — so we added debt settlement and credit-building programs. Helping a client raise their score and reach a financial goal has been, and continues to be, the most rewarding part of this work.
Honesty first
We tell you what can be removed and what will stay. A file we can’t fix is a file we won’t take.
More than repair
Disputes fix the past; settlement and credit building fix what comes next. We do all three.
One analyst, start to finish
The person who reads your reports is the person who answers when you call.
Family business
Referral partners and clients aren’t accounts to us — they’re neighbors, and they stay for years.
10+
Years of experience
200+
Clients served
5★
Client rating
50
States served
The fine print
Expectations, stated plainly.
We are committed to helping clients improve their credit scores and financial standing. But every financial situation is different, so outcomes vary. Credit history, debt levels and creditor cooperation all affect how fast — and how far — the process moves.
We do not guarantee specific results or timelines, and credit repair is a collaborative effort: success depends on variables outside our control, including how the bureaus respond and how you manage accounts during the process.
You always have the right to dispute information on your own, for free, and to obtain your reports directly from each bureau. We’re here for people who would rather have it handled properly.
Say hello
Talk to a person first.
No pressure, no script. Tell us what’s on the report and we’ll tell you what we think — even if the answer is that you don’t need us.